When Insurance Says No,
We Don't
Don't put off a roof you need because of an insurance decision.
Have You Been Let Down by Another Roofing Company?
Many homeowners have experienced this frustrating scenario: A roofing company comes out after a storm, promises that insurance will cover your entire roof replacement, files a claim on your behalf, and then... disappears.
Or worse, they keep telling you "we're working on it" while months pass and your roof continues to deteriorate. What really happened? The insurance company denied the claim or only approved partial coverage, and the roofing company didn't know how to handle it—or didn't want to.
At Everhome, we do things differently.
Honest Expectations. Real Solutions.
We set realistic expectations from day one and provide multiple pathways to get your roof done—with or without insurance.
HONEST COMMUNICATION
We never promise something we can't deliver. From the first inspection, we give you an honest assessment of what insurance might cover and what options you have regardless of the outcome.
INSURANCE EXPERTISE
We're very capable of fighting for additional coverage when it's warranted. We document damage thoroughly, work with adjusters, and advocate for you—but we never overpromise.
FLEXIBLE FINANCING
Even if insurance says no or only approves partial coverage, you still have options. We offer A-tier financing with excellent rates and low monthly payments that make a new roof affordable.
BUNDLE & SAVE
Combine your roof with solar panels or attic ventilation improvements. Bundle services together for a low monthly payment AND potentially receive an insurance check on top of that.
What Makes Everhome Different
A-Tier Financing
Excellent financing rates with flexible terms. Get the roof you need now with affordable monthly payments that fit your budget.
Free Inspections
Professional roof assessment at no cost. We'll evaluate damage, estimate costs, and outline all your options—insurance or not.
No Insurance Required
You don't need insurance approval to get started. We work with you regardless of your insurance situation.
Partial Approvals Welcome
If insurance only covers part of your roof, we'll work with that. Combine the insurance payout with financing for an affordable solution.
Bundle Services
Add solar panels or ventilation upgrades to your roof project. Lower your monthly energy costs while protecting your home.
Explore SolarDedicated Support
We stay with you through the entire process—from inspection to installation to insurance follow-up. No disappearing acts.
Your Path to a New Roof
Simple, transparent process with multiple options for every situation.
Free Inspection
We assess your roof, document any damage, and provide a detailed estimate with honest recommendations.
Review Your Options
We present all paths forward: insurance claim, financing, bundled services, or a combination that works for you.
Move Forward
Choose your preferred option and we get to work. If insurance is involved, we handle the paperwork and advocacy.
Expert Installation
Our certified team installs your new roof with premium materials and industry-leading warranties.
"After another company promised us insurance would cover everything and then ghosted us, Everhome was a breath of fresh air. They were upfront about what insurance would realistically cover, helped us get a partial approval, and offered financing for the rest. We bundled it with solar and now we have a brand new roof AND lower energy bills."
- Satisfied Utah Homeowner
Get Your Free Roof Inspection Today
No pressure. No false promises. Just honest assessment and real solutions that work for your situation.
Frequently Asked Questions
What if insurance denies my claim?
No problem. We offer excellent financing options so you can still get the roof you need. Plus, we'll review the denial to see if there's grounds to appeal or request a re-inspection.
What if insurance only covers part of my roof?
Perfect! We'll work with the partial coverage and finance the difference. You can use the insurance payout to reduce your financed amount, lowering your monthly payment.
How does bundling with solar work?
We can combine a new roof installation with solar panel installation in one project. This creates a single, affordable monthly payment while reducing your energy costs. Many customers find the solar savings offset their payment over time.
What financing options do you offer?
We offer A-tier financing with competitive rates and flexible terms. During your free inspection, we'll discuss specific options and monthly payment estimates based on your project scope.
Will you help me with my insurance claim?
Absolutely. If you want to pursue an insurance claim, we'll document the damage, meet with adjusters, and advocate for proper coverage. But we'll also prepare alternative options in case the claim doesn't go as hoped.